W-2 Style Benefits Built for the Gig Economy


Taking the leap into gig work means you get to make your own schedule, but it usually means leaving the corporate benefits behind. Not anymore. Wear & Tear Solutions brings W-2 style benefits to the 1099 economy.

Think of Wear & Tear as your Digital Benefits Manager.

One flat monthly software subscription gets you full access to your secure, personal Benefits Portal. From there, you can easily allocate your benefit credits to cover your next vehicle maintenance service or tap directly into our Primary Care Physician Network Gateway to keep you and your family healthy.

We handle the benefits so that you can keep the wheels rolling.

Unlock Your Benefits

Your Complete Independent Benefits Package

  • Keep Your Business Moving

    We know the Wear & Tear on your car is your biggest daily overhead. Use your Benefits Portal to easily build up your service retainer at your own pace. Stay consistent with your allocations, and you'll automatically qualify for our Maintenance Assistance Match to help handle those heavy repair invoices.

    Get Started 

  • Your Private Doctor Network Gateway

    Skipping the waiting room used to be a corporate luxury. Now, your Benefits Portal unlocks direct access to our private network of Primary Care Physicians. You pay a flat, low rate for unlimited telehealth and priority office visits with no confusing insurance portals or surprise bills required.

    Get Covered 

  • The Full Ecosystem

    True peace of mind goes beyond the mechanic and the doctor. Your monthly subscription gives you an all-access pass to our curated everyday discounts. Log in to your Benefits Portal to immediately utilize direct fuel cash-back programs & wholesale pharmacy networks.

    Get Access 

Built by Drivers For Drivers

Being an independent contractor means your vehicle is your livelihood, but what happens when you break down?

We know firsthand that the biggest hurdle in the gig economy isn't just a flat tire. It's the complete lack of medical benefits! Pushing through the pain just makes the work harder and getting sick shouldn't mean panicking about your bills.

We built Wear & Tear Solutions to fix that exact problem. Your Benefits Portal doesn't just manage your vehicle maintenance; it instantly connects you to our Primary Care Physician Network Gateway so you can stay healthy and keep the wheels rolling.

Activate Your Portal

How It Works - Your Independent Benefits Ecosystem

  • Your Digital Benefits Portal

    Everything you need is right on your phone. Log into your Benefits Portal to allocate your benefit credits daily, weekly, or monthly depending on your earnings. Monitor your available balance with total transparency, keep your service history organized in one place and seamlessly submit your unexpected repair invoices directly through the platform.

  • Primary Care Physician Network Gateway

    Gig work pushes your body just as hard as your vehicle. Navigating healthcare as an independent contractor shouldn't be a hurdle. Our Primary Care Physician Network Gateway inside your portal gives you the W-2 style healthcare access you deserve.

    Instead of dealing with traditional insurance red tape, you pay a straightforward flat monthly fee to enjoy unlimited virtual visits and relaxed, extended office appointments with absolutely no surprise bills and zero copays.

  • The Driver’s Edge & Perks

    A true benefits package goes beyond just the big stuff. Your Benefits Portal includes access to everyday discounts on prescription pricing. Plus, you unlock our exclusive insider strategy updates. Stop guessing on your routes and get real-time industry news, gear recommendations, and advanced tactics for cherry-picking orders so you can maximize your hourly rate and run a highly profitable business.

    It is the ultimate W-2 benefits package built by drivers - for drivers, to keep your lifestyle protected.
Unlock Your Benefits Package

Unlock Premium Maintenance Matching

Your consistency pays off. After one year of active membership, you automatically upgrade to our Platinum Tier. This permanently boosts your Maintenance Assistance Match percentage, giving you access to even more funds when major, unexpected repairs hit. Keep your retainer active, and we will make sure you always have the capital to get back on the road faster.

Your Year-End Tax Advantage

Treat your gig work like a true business. After a full year of utilizing your Benefits Portal, you unlock our comprehensive Year-End Tax Export. The portal will automatically compile all of your uploaded maintenance receipts, service records, and benefit credit allocations into one clean report. Hand it straight to your CPA to easily maximize your deductions and keep more of your hard-earned money.

Secure Your Benefits Package
1 2